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Does homeowners insurance cover mold mildew leaks and water damage?
Wiki User
∙ 7y ago
They will not cover mold and mildew damage since the do not cover damage that has been happening for an extended period of time. They may cover water damage if it happened suddenly. It depends on how your policy was written.
Wiki User
∙ 7y ago
Wiki User
∙ 8y agoWithout knowing what type of policy you have it's impossible to say. Not all Home insurance policies are the same. It all depends on the type of policy your purchased and the cause of the water damage. Some policies have coverage for accidental water leaks like overflows and a busted pipe while others do not. If the damage was caused by a covered peril then your coverage will invoke. If it is caused by age of material or lack of maintenance or poor workmanship then it would probably not be covered.
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Will homeowners insurance cover damage to the neigborh house by your car?
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Does homeowners insurance cover a vehicle if it got hailed on while on the property?
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
Does home insurance cover vehicle damage from roof tiles?
NO, Homeowners insurance does not cover automobiles.
Should homeowners insurance cover cars in garage fire?
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
Does homeowners insurance cover a broken grill due to storm damage?
no it has nothing to do with your grill cause its homeowners insurance.
Does insurance cover foundation leak after flood?
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
Does homeowners insurance cover root damage to insureds plumbing?
No
Will homeowners cover damage to non owned golfcart if you damage it?
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.
Does homeowners insurance State Farm cover damage from nesting raccoons?
No.
