it may, but this is considered a highly suspicious claim, potentially fraudulent, and any theft claim on any type of policy is not only setting yourself up for nonrenewal, but also you will not likely be able to change to another insurance company for three (3) years after filing such a claim (until it comes off your record). Reserve your policy for major losses; those you could not recover from without insurance. Don't risk losing your coverage, especially if you are with a 'preferred', major insurer where you will get the lowest rates, for incidental claims. Comment: Not a great answer. People lose jewelry all the time. I personally have over 50K of my jewelry insured under my home owner's not only for if my home is robbed or burned down, but if it is lost. A claim for lost jewelry is not "highly suspicious" so the above is not such a great answer.
Contact your Agent and he or she can advise you.
If the ring is a scheduled item on your jewelry floater it would be covered subject to applicable limits and deductibles.
No, Homeowners insurance does not cover the cost of lost keys.
Only if you had your jewelry appraised and included it onto your home owners insurance
The answer is in your particular policy, but if it does not your renters or homeowners policy may cover those items.
Very policy dependent make sure to call your agent and review all jewelry coverage. Do note these types of claims are highly suspicious so be prepared to get grilled if you file this type of claim.
Yes, but check your policy as there are limits and additional riders that may have to be purchased.
No, comprehensive insurance only covers damage to your car. Homeowners or renters insurance usually pays for personal effects lost as a result of a vehicle accident.
A call to your insurance company describing why the shingles were lost will answer your question.
Probably not unless you had the dentures listed as scheduled property on your policy. If you have dental insurance you may have coverage there for lost or broken dentures.
A very common purchase, made by millions of people each year, is to purchase new expensive jewelry for themselves or for someone else as a gift.� While the jewelry can be an excellent gift, it can be very expensive to replace if it is lost, damaged, or stolen. � To ensure that you are able to replace the jewelry, you should purchase jewelry insurance.� Jewelry insurance is a separate insurance policy, which can normally be purchased as an additional rider to your home insurance policy.� This policy will cover replacement of the jewelry if it is lost, stolen, destroyed, or damaged.
A deal in Baggage Insurance can be obtained through some Homeowners Insurance carriers. There are Insurance Policies that cover lost items. An addition cost may be required and some restrictions may apply.