That depends on your insurance provider. Easiest way is to ask them.
no it has nothing to do with your grill cause its homeowners insurance.
No it doesn't
Typically, no. However, your car insurance may.
Your Health insurance.
Yes it normally does.
Homeowners insurance does not cover the normal and expected maintenance costs associated with home ownership.
No. Your homeowners policy does not cover appliance maintenance issues or degradation due to normal wear and tear
no - wear, tear is not covered and also defective equipment is not covered. a homeowners policy is not a home warranty
No. Homeowners Insurance does not cover the owners default on a mortgage note.
No. It's considered wear & tear.
Most will if it is in the slab. Where it can get tricky is when the pipe in in the yard.
No. Settling is not a covered cause.