Settling of earth is not a covered cause of damage. For this reason, the homeowner's insurance will not cover replacement of the windows. This is a maintenance issue that is your responsibility as the homeowner. Maintenance is never covered by the homeowner's insurance. Sorry.
Depending on which homeowner's policy form you have it will either pay for replacing the windows or the actual cash value of the windows which is replacement less depreciation. Most people will have a Form 3 which will pay for replacement cost.
To make a claim with your homeowners insurance policy, you will need to contact your agent for details on how to proceed from there. In searching the Wallside Windows webpage, I did not see any indication that they accept homeowners insurance as payment.
That depends on your insurance provider. Easiest way is to ask them.
Normal wear and tear is not considered sudden or catastrophic. Homeowners Insurance does not provide coverage for home upgrade or maintenance expenses.
Well, you are not really giving enough information to answer the question. A large proportion of policies will cover it, but you need to see what your coverage is. Also, make sure to check out this complimentary book on replacement windows - - http://www.WindowHelpBook.com
No, that is yours since it is home maintenance. You need to get some airflow over to the windows to prevent condensation. You may also need to seal the windows better from the outside. (I had the same problem in the Chicago area with an older house; the condensation would then freeze.)
Replacing windows with heavier panes, multiple panes or panes made from the latest insulating materials can help homeowners improve the quality of the insulation of their homes. Windows are now created with more advanced features than older windows were. Just like other industries, window makers are constantly developing new and improved versions of their products. In addition, installation techniques have improved to help secure windows in ways that keep air from circulating in from outdoors through gaps between a window and a frame or a frame and a house. Replacement windows can help homeowners reduce their heating and cooling expenses.
any grants for replacing my windows in my house that 65 yrs old
You replacement windows will cost from around $8000 to $20,000 depending on the window's material type, quality and the quantity you are replacing. If you are replacing all your windows, the cost will be somewhere in this range.
Every homeowners policy is unique and you need to read through your policy to be sure but I can tell you that most homeowners policies will cover your personal property. Your homeowners policy will actually cover your personal property anywhere in the world (depending on your specific policy). If your clubs were stolen from your car and you are thinking of filing a claim just remember that you will be responsible for your homeowners deductible which is usually around $1,000. That means that you are responsible for the first $1,000 so if your clubs are worth $1,200 you would get a check for $200 from your insurance company. Most golf clubs aren't worth that much but if yours are do you really want to file a claim to get a $200 check? After you file that claim your homeowners insurance premium will increase for 3-5 years because you will be considered a higher risk by the insurance companies. One other thing to consider is that if your car windows were broken during the theft you will also have to file a claim with your auto insurance company if you want them to cover the window. Most auto policies will replace glass for free or very little.
No, Your Homeowners Insurance Policy typically provides Property Hazard Insurance that covers certain sudden losses resulting from covered perils such as fire, lightning, wind, hail, theft, vandalism, etc. It's probably time to break down and call in a good carpenter to finish the job.