no it has nothing to do with your grill cause its homeowners insurance.
No it doesn't
Typically, no. However, your car insurance may.
Your Health insurance.
That depends on your insurance provider. Easiest way is to ask them.
Yes it normally does.
Settlement cracks and cracks from ground shifting are not covered.
Homeowners insurance does not cover the normal and expected maintenance costs associated with home ownership.
No, Homeowners insurance does not cover the cost of property maintenance.
Refer to your home insurance policy. It depends on why the stained glass is broken. Your home insurance covers property damage from such things as Wind, Hail, Fire. Most likely the cost of fixing a broken glass is far below your insurance deductible.
No. Your homeowners policy does not cover appliance maintenance issues or degradation due to normal wear and tear
Depends on your insurance contract. Some companies would cover that incident, some wouldn't.