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Does homeowners cover a cracked tv due to an accident caused by a someone else?
Wiki User
∙ 13y ago
Probably not, most policies do not have a covered peril for that type of loss. The closest thing would be the peril of vandalism, in which case you would need to file a police report, and would not really pertain to an accident. Their liability insurance may provide coverage for it but then that would increase their insurance rates. Probably will just have to buck up and repair the TV or buy a new one on your own dime.
Wiki User
∙ 13y ago
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no
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Does homeowners insurance cover a window cracked by a rock thrown by your neighbor's lawnmower?
There is a coverage on most homeowners policies that is called "Pysical Damage to Property of Others". So, since you neighbor caused physical damage to your property, this would be the logical place to start. If this is not available, then the Liability coverage [portion of his policy would cover the damage.
