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Does homeowner's insurance cover a contractor working on my property and has an accident?
Wiki User
∙ 12y ago
No, Your homeowners Insurance does not provide coverage hired workers.
A contractor is responsible for his own insurance policy or workman's compensation to cover injuries to himself and his employees.
A contractor is not your employee and therefore not your responsibility, he is self employed.
Wiki User
∙ 12y ago
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Will homeowners insurance cover injuries from an auto accident on private property?
No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
Does homeowners insurance cover damage to your neighbor's property caused by construction on your property?
Actually, This is covered under your Contractors General Liability Insurance. If your contracting builder does not have insurance, you need to get rid of him, and find another contractor immediately.
What happens when the contractor starts thereting the homeowner that they are going to sell the homeowners personal property that the contractor put in storage?
When the general contractor makes a threat to a homeowner, about selling all the homeowners personal property, that the contractors have in storage. And the contractor has not finished the repairs on the homeowner's house. Can the contractor sell their property?
Does homeowners insurance covers floor damage resulting from moisture?
Depends on where the moisture is coming from. You would need an adjuster or a contractor to look at the property.
Does homeowners insurance pay for an accident of someone who lives in the house and injures themselves on the property?
It's called "personal liability" coverage, and virtually all homeowners policies have it.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Will homeowners insurance cover the damages to a uninsured vehicle on the property?
No, homeowners insurance excludes vehicles.
What Florida homeowners insurance covers felons?
Homeowners Insurance Covers your Property. Not criminal activities
Does homeowners insurance cover loss of personal property?
If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.
What provides the funds needed for expenses such as property taxes homeowners insurance mortgage insurance?
Which of these provides the funds needed for expenses such as property taxes, homeowners insurance, mortgage insurance, etc.?
Is your car covered by homeowners insurance on their property?
No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.
How do you find out if a property has a homeowners insurance policy?
You ask the property owner.
