No. the upkeep and maintenance of a home is the responsibility of the home owner.
Failure of the home owner to properly maintain (upkeep)the home will usually result in cancellation or non-renewal of the home insurance policy.
Your homeowners insurance covers your home structure.
Only if you had your jewelry appraised and included it onto your home owners insurance
I beliieve it does.
You home owners liability insurance should cover it.
no it will not. you have to have pet insurance.
NO, generally not.
Yes, home owners insurance will cover the cost of a fallen ceiling. The only time that they will not cover it is if it is due to neglect on your parent of not keep the roof properly maintained on your home and there are signs of damage.
No, Your Homeowners Insurance covers your Home. Your car Insurance covers you vehicle.