It just depends on what level of coverage you bought when you purchased your policy.
It would also depend on the reason it's leaking, Homeowners insurance provides coverage for accidental losses due to the specified perils listed on your policy such as Fire, Wind, Hail etc. If your tank is just leaking because it's old or defective then that would not be covered.
If you wrecked it, you will be held responsible for it. And the owner could sue. If they gave you permission, their insurance would probably cover it, but the insurance company might come after you. And the owner would certainly want you to cover their deductable.
the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver
Depending on where you are based, most times this is set by your lease agreement. Be Careful ! Many companies do not cover you for enough and in the fine print you are responsible for any shortage not covered by the insurance.
Homeowners Insurance is what you need to cover a home.
the owner of the car with insurance will be responsible
Is homeowner liability for a fire?No, This is why it is recommended that tenants obtain a renters insurance policy to cover their belongings and personal liability. The owners insurance is for the owners own property and legal liabilities, so unless the owner is somehow responsible for starting the fire, the owner would not be liable for the tenants property.
no, you should have boat insurance separately
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
No, The vehicle owner chose to accept the risk associated with not having collision coverage. You can not use someone elses policy to cover the owners collision loss.
== == == == Car insurance follows the car. If someone was injured they can go after the driver if they weren't the owner of the vehicle.
Under most policies, the car owner's insurance will cover you and the damage done to the vechicle. If the fault was yours, their insurance company may request that your insurance pays for some of the damage, or that you pay for the person's deductible.