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Under most policies, the car owner's insurance will cover you and the damage done to the vechicle. If the fault was yours, their insurance company may request that your insurance pays for some of the damage, or that you pay for the person's deductible.

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Q: If you are driving a friend's car and are in a wreck whose insurance is responsible?
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Whose auto insurance will cover you if driving another person?

This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.


Who is responsible if using another's vehicle whose insurance lapsed?

The person driving the vehicle. You borrowed the vehicle so any damage is your responsibly to fix. In almost all cases your insurance covers you if you must borrow another car. Check with your insurance company to be sure.


Whose insurance pays if a friend damages your car while driving it?

Yours


Whose auto insurance will cover you if driving another person's car in the state of Florida?

The insurance will not stand if some one else was driving the car, in Florida.


Whose auto insurance will cover you if driving another person's car in California?

Their insurance would be primary and your insurance would be secondary, generally speaking.


Whose auto insurance will cover you if driving another persons car in Florida?

The insurance policy on the vehicle you were driving will pay any damages assuming the owner of the vehicle and the owner of the insurance policy is one and the same.


If you are driving your roommates car and damage it in your driveway whose insurance covers it?

Insurance follows the car. Your roommates insurance will cover the damage providing that he has "collision" coverage.


Whose auto insurance will cover me if I am driving another person's car with a temporary license?

Auto insurance follows the vehicle so the policy that is covering the vehicle you are driving will provide the coverage.


Whose auto insurance will cover you if driving another person's car if Im driving on a suspended license?

No insurance company will cover you for driving whilst suspended. Any illegal activity will deem your policy null and void.


Whose insurance is responsible if a tree on your property falls and damages another person's vehicle during clear weather?

Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.


Whose insurance pays if you are driving another persons car do some damage to the car and they are not with you?

the car owners insurance The person driving the car would need to submit a claim to their insurance company. There are a few insurance companies that will cover not only the registered owner but anyone driving the car, however this is not usually the case.


If an underage driver with a permit wrecks another person's car whose insurance is responsible?

If the permitted driver was issued a violation then they are clearly at fault. The insurer of the vehicle he is driving has the primary liability, no fault states have special rules for the recovery of damages. If there is no insurance then the title holder of the vehicle the premitted driver was driving is liable, they may be able to recover from the minors parents.