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Yes, appliances, furnishings and other permanent fixtures of the home are generally covered under the unscheduled contents portion of your home insurance policy up to the specified limits for contents.
Appliances are covered for the same perils that the rest of the house is covered for, Typical covered perils are Fire, wind, hail, theft, etc.
Bear in mind that your home insurance policy does not provide warranty for appliances. They must have been in good working order and damaged by a covered peril to be eligible for coverage.
Wiki User
∙ 8y ago
Wiki User
∙ 12y agoUsually but only for the perils named in the policy. If the motor goes out on your refrigerator due to old age they won't pay for the replacement.
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What does home buyers insurance cover?
Home Buyers Insurance is similar to Home Owners Insurance as they both offer protection and coverage for the physical home as well as costly items inside such as electronics and appliances but only if the additional items are recorded being on the property.
Does home owners insurance cover murder?
Homeowners insurance typically covers property damage and liability claims, but it does not typically cover criminal acts such as murder. In cases of murder, homeowners insurance would not typically come into play. It's best to consult with your insurance provider for specific details about coverage scenarios.
Does your home owners insurance cover your foundation?
No.
Does home owners insurance cover generators?
Your homeowners insurance covers your home structure.
Does home owners insurance cover lost jewelry?
Only if you had your jewelry appraised and included it onto your home owners insurance
Does home owners insurance cover vandalism?
I beliieve it does.
If your tree falls on someone elses vehicle will your home insurance cover it?
You home owners liability insurance should cover it.
Does home owners insurance cover water damage caused by the neighbor?
cover
Will home owners cover death of a pet?
no it will not. you have to have pet insurance.
Does home owners insurance cover termite damage?
NO, generally not.
Does home owners insurance cover carpenter ant damage?
Typically no.
Does home owners insurance cover the cost of a fallen ceiling in the house?
Yes, home owners insurance will cover the cost of a fallen ceiling. The only time that they will not cover it is if it is due to neglect on your parent of not keep the roof properly maintained on your home and there are signs of damage.
