No homeowners insurance does not cover vehicles, that's what auto insurance is for.
NO, Homeowners insurance does not cover automobiles.
NO, generally not.
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
Your home renters insurance will cover you for loss or damage to the property which you own and which is kept within your rental property. Any damage to the actual structure of the building would be covered by the landlord's insurance.
er damage caused by windows
Depends on the specific insurance and the type of structural damage. The question is to vague to be answered adequately here.
good way to get hit with an insurance fraud charge
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.