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Gee! which police state do you live in?

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Q: Does an auto body shop have to report big damages to police if paying out of pocket?
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Where do you call to file assault charges on someone?

The Police and your lawyerAdded: To report a criminal incident report it to the police - for a civil suit for damages contact an attorney. l


What are your legal responsibilities if you bumped a vehicle but a police report was not filed until months later and now the insurance company is contacting you for payment of damages?

Financial Responsibility Laws require that you be Financially Responsible for any damages you cause to another. Whether a Police report is filed or not, has no bearing on your responsibilty for the damages.


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It depends on how smoothly you want the insurance claim to go. Generally, insurance companies resist paying if there is no report to the police.


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Can the insurance company make you pay for accident without police report?

Yes, of course. If you are liable for the damages you are required by law to cover the losses. Having a police report or not having a police report has no bearing on your liability and resulting financial responsibilities. Although most minor accidents do not merit a police report, the insurance companies recommend an accident report be filed whenever possible to document the occurrence and protect the drivers and the company from individuals who may later try to shirk their financial responsibilities. If you have insurance then your insurance company will cover the loss for you up to your policy limits. If you are uninsured then you are required to pay the damages yourself.


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Does NY state pay for your damages when you hit a deer?

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