0
Can the insurance company make you pay for accident without police report?
Wiki User
∙ 12y ago
Yes, of course. If you are liable for the damages you are required by law to cover the losses.
Having a police report or not having a police report has no bearing on your liability and resulting financial responsibilities.
Although most minor accidents do not merit a police report, the insurance companies recommend an accident report be filed whenever possible to document the occurrence and protect the drivers and the company from individuals who may later try to shirk their financial responsibilities.
If you have insurance then your insurance company will cover the loss for you up to your policy limits. If you are uninsured then you are required to pay the damages yourself.
Wiki User
∙ 12y ago
Add your answer:
Earn +20 pts
How do you file a insurance claim against the party that was at fault in an accident that occurred in a parking lot Without involving my insurance company.?
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
What recourse do I have if the at fault driver will not contact his insurance company about the accident?
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.
Who do you notify when involved in an accident?
Medics , police, insurance company, family are to be called.
What to do when you got car accident?
Call the police and get a police report. Call your insurance company and report it to them asap.
If the police determine you are not at fault can your insurance company classify the accident as at fault?
I would like to hear the answer to this question too. My husband met with an accident and the police gave the other driver a ticket and he was at fault without doubt. The insurance company is not settling the claim saying we have to share the liability. They are not paying for a rental also. Please advise.
Can someone file a claim on your car insurance if the accident wasn't reported to the police?
Sure. People can claim anything. The question is will your insurance pay the claim. Without a police report of the accident, you may be in for a lawsuit. Never ever, have an accident and fail to call the police.
Who is at fault without a police report?
A police report does not define who is at fault. That requires some investigation by either the insurance company or the police themselves; however, unless you make a claim or a report, neither will investigate and the accident will not officially have happened.
Can an insurance agency find out about a claim or accident even if there was no police involved or report on it when asked about your past accident history?
Yes, CLUE reports monitor anything paid by any insurance company regardless of a police report. Therefore, only if you reported the accident to the insurance company or they reported it. If you did not, and they did not, and there was no police report(for example you did some kind of direct negotiation or something) only then is there no way they are going to find out.
If you were a pedestrian hit by a car and you were not able to get any information on the car or driver will the insurance company still pay the hospital bills without that information?
Which insurance company? If you don't know who it was, who should pay? If it was a hit and run accident, perhaps the police could help. If not, there should be a police report and you can get the information from there.
How do insurance companies know you had an accident?
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
How do you find out the insurance company by license plate number of vehicle?
Report the accident to the police. Request that the police provide hit and run driver info to your insurance company. This is the only legal way to do what you are asking where I live.
Can you still make a report one month after the accident even if insurance company and police were never notified in riverside county ca?
You can still report the accident to the insurance company and collect for damages. The Police will most likely not take a report. You would have to call them to verify that though.
