Ok, let's break it down: PL = Public Liability; PD = Property Damage.
Payments that result from the use of these coverages are generally for the health and repair of vehicles for the party you have had an accident with. Passengers in the vehicle with you if injured can in some cases claim against the PL portion for there injurys. But for the drivers injuries, there will be no pay out what so ever. Unless medical or um is on the policy. Or you were the one that was hit by someone else.
The insurers of the driver who was deemed to be at fault for the accident.
In many states, "no-fault" coverage means that YOUR OWN policy pays the medical bills, loss of income, and related services for injuries sustained in an automobile accident. This means that, regardless of who was at fault, YOUR OWN policy pays for your injuries. If one of the parties decides to litigate because of injuries, those damages would be covered under the Bodily Injury Liability portion of the policy.
Car insurance wont cover health insurance. Car insurance will cover any medical bills related to an automobile accident you are involved in though. If you were in an automobile accident, contact your auto insurance company right away.
Yes - and not only can you, you should! Workers' Comp covers you for lifetime medical for work-related injuries. Even if you have health insurance, health insurance typically won't respond to work-related injuries AND if you're injured to a point that you can't continue to work for a long period of time or can't work as much, who will pay those medical premium bills?
That is a key thing WC does - pays med bills for work related injuries.
Different states and policies can have different benefits and coverages. Health insurance will cover medical costs related to an auto accident but in most states they are secondary to automobile insurance. This means that the auto insurance will be responsible for payment first and health insurance will pay after that. If the health insurance company goes ahead and pays the claim or at least the first few bills then you receive payment of file for payments on the auto insurance you will be responsible for reimbursement to the health insurer.
Yes. If the person has private insurance and is covered the bills go to the health care company to be paid.
Whoever the victim is, their auto insurance will cover medical bills. This happened to me... As long as there was no auto accident and no damage to the vehicle, your auto insurance will pay for your injuries. If there is an auto accident that causes you to fall out of the moving vehicle, I am not sure how that would work...
You need car insurance to protect yourself in the case of an accident. Insurance will pay for the medical bills related to your recovery and will also protect you from being sued if you are at fault for the accident.
PIP is personal injury protection. It will help you with medical bills and lost wages in the event of an accident, even if it's not automotive related.
It is really different from case to case and there is no set value. It depends on the severity of injuries. However, some people have had from 2 to 4 times the amount of their medical bills.
If you have a health insurance policy (Medical Insurance) it will pick up where your auto coverage left off.