Not automatically No. You can however request a mold coverage endorsement to your policy for an additional premium.
My insurance agent of 35+ years said that he has never seen coverage on any policy either residential or commercial from any insurance company that covers black mold, that you cannot buy a policy that will cover it.
It should look at the Allstate mayhem raccoon comercial on you-tube.
Their television commercials give the impression that they do, or at least on some of their policy offerings.
No, your homeowners insurance does not cover AC maintenance issues. however, depending on the type of policy you purchased, it may cover resulting structural damage after you have completed the necessary repairs to your AC system.
All homeowners policies cover damage caused by lightning.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Homeowners insurance does not cover automobile nor there parts.
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.