Call your agent on this one. Different companies have different policies on this. Most of them do not charge for them until they have a driver's license but want them listed on the policy when they have a permit or some even ask that you list all children over a certain age such as 13 so they can ask about them later. For full disclosure, I own and operate a small Independent Insurance Agency in Central Georgia and have for the past 22 years. I worked a an agent with a direct writer for 3 years prior to that.
Yes you can get Auto Insurance with a permit. All drivers are required by law to carry financial responsibilty regardless of your license status.
It is best to wait til you have your drivers license, I would check with your agent but you should be covered with the learners permit.
Yes you do If you have a learners permit, you should always be accompanied by an adult that has a valid drivers license , And yes the car most be insured.
No. You need not get insurance when you get a drivers license, but you must get insurance when you buy your own vehicle
No. He has to have auto insurance to keep driving.
you die
True
yes you can get a auto loan without a license but you can not get auto insurance with out one and you can't complete the loan closing without insurance.
With a suspended insurance license, I would not because you will be breaking a law. With a suspended drivers license you can sell insurance.
If you have your G2 or higher you need insurance to drive.
yes
Only if you plan to drive a vehicle. This is generally the reason people get a drivers license.