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Do you need to file a police report on an accident if you decided to settle without insurance?
Wiki User
∙ 14y ago
Although it depends on which state you live in, it is a good idea to report any accident in order to protect yourself from future liability. As stated by a resident of Colorado, the answer is yes you do. In California the rules state that if there is $750 or more in damages and there is any personal injury or death that within 10 days a report must be filed to insure that you do not lose your driver's license.
Wiki User
∙ 14y ago
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Can someone file a claim on your car insurance if the accident wasn't reported to the police?
Sure. People can claim anything. The question is will your insurance pay the claim. Without a police report of the accident, you may be in for a lawsuit. Never ever, have an accident and fail to call the police.
How do you file a insurance claim against the party that was at fault in an accident that occurred in a parking lot Without involving my insurance company.?
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
What is the definition of leaving the scene of an accident?
The definition of leaving the scene of an accident is a person who flees an accident after being part of it. They drive off without giving insurance information or waiting for the police to arrive at the scene.
What to do when you got car accident?
Call the police and get a police report. Call your insurance company and report it to them asap.
What if you disagree after being found at fault after an accident?
The decision of who is at fault in an accident is generally decided by the police officer who is investigating the scene. If you don't agree with his/her decision you can always speak with their supervisor at the police department and give our side but it is very rare that these decisions are overturned. You only other point of appeal would be to your insurance company. The insurance companies take the police report as well as statements from both parties and make their decision as to who is at fault.
What are the penalties for giving a police officer a false auto insurance card if involved in a accident?
insurance fraud.
You were involved in a minor fender bender no police report was filed but insurance company will be notified Will the accident show on your driving record even though the police was not involved?
It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase.
What happens if you are in a car accident and you have insurance but the person who causes accident does not have insurance?
My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind
What recourse do I have if the at fault driver will not contact his insurance company about the accident?
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.
Do you need to report an accident to the police if you have hit a telegraph pole?
Yes, you will need to report your accident to the police. You should report all accidents to the police, so that you can file a claim with your insurance.
If the police determine you are not at fault can your insurance company classify the accident as at fault?
I would like to hear the answer to this question too. My husband met with an accident and the police gave the other driver a ticket and he was at fault without doubt. The insurance company is not settling the claim saying we have to share the liability. They are not paying for a rental also. Please advise.
How do insurance companies know you had an accident?
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
