You do not need additional insurace for a Floridian with just a learner's permit. Of course the minute they get a licence - you will need to inform your insurance company. Your insurance may double at that time. Suggestions: > Make them pass a safe driver course at school which will help lower your rates > A 3.0 (B grades) or better may reduce your rates > An online driving course cost us $90 but saved us $120 the 1st year. Check with your insurance company for details on the above.
In the state of Florida, drivers with only a learner's permit must be on their parent's insurance so that in the event that an accident does occur then they are covered.
Anybody, regardless of age, operating a motor vehicle in the State of Florida needs a policy of liability insurance.
The VEHICLE that you are driving must be properly insured.
Yes, it stands to reason that adding a sixteen year old driver to any policy would raise the rates (unfortunately!).
Depends on the state you live in which you failed to list.
No. Florida will allow US permit holders from other states to drive in their state, but not foreign nationals on a foreign learner's permit.
South Carolina by state law does not require work permit; however, just because the state does not require it employers could indeed request such permit.
No. Pennsylvania does not recognise out-of-state permits.
Yes. In most cases, depending on your insurance company and state, your insurance will go up after an accident, especially if you have a learner's permit.