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Do you have to pay the full deductible even if the accident wasn't your fault?
Wiki User
∙ 8y ago
Yes. If the claim is being made on your insurance. For example, if the damages are $2000 and there is a $500 deductible, the insurance company will pay $1500.
Wiki User
∙ 8y ago
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Can you get your totaled vehicle replaced by the other driver's insurance if the accident was not your fault but you have Michigan PLPD insurance?
Yes, but proof will be necessary - determining fault. Some insurers like to mess with your head and question the "fault" and deny coverage. Get it in writing - possibly by the at-fault driver or YOUR insurance company. Here in Canada, even if you only have PLPD, if the accident is not your fault you are covered for repair, minus the deductible.
Can you get money from the opther persons car insurance for your injuries even though the accident was your fault?
No. If the accident was your fault, you can not get money from the other person's car insurance.
Is a drunk driver always at fault in an accident?
No, but if involved in an accident, even when not at fault, the drunk driver would still be guilty of, and could be charged with, DUI.
If you didn't file an accident report with the police what should you do?
DMV always says when you have an accident you should report it, if the accident is over a certain amount of money. I say consider it well before you do, make sure it is a real incident worth notifying dmv,police etc. because it will appear on your record, and the burden of proof will be on you, even if the accident wasnt your fault.
Can there be a lawsuit involving a no fault accident?
Yes, even in states where there are "no fault" laws a civil suit can be brought for damages and/or injuries.
Are you responsible for the deductible on the insurance of the car you hit if you do not have insurance?
If you were legally at fault, you are responsible to pay all damages to other vehicle. Even if you pay the other persons deductible, that insurance co. will come after you for total amount. The person that you gave the money to for their deductible will then have to give some of that back to insurance co., if they find out that deductible was given to him (her) by you.
If you're in an accident but no one else is involved will your insurance go up?
Any accident can cause your insurance to go up even if it wasn't your fault.
Do you have to call your insurance company if your car was not at fault?
The terms of your Insurance Contract always require that you report an accident regardless of fault. This is because even though you do not consider yourself to be at fault, the other driver may report the accident to them anyway. Better to be safe than sorry.
How do you apoligize to your boyfriend even though the fight wasnt your fault?
...whoever the fault it is, say sorry anyway. it helps cure the hard feelings. like it's my friend's or mom's fault, but im always the one who apologizes, and it gets better.
What type of accidents are covered by accident-only insurance coverage?
Any accident is covered, but keep in mind you're only covered for the amount of coverage you bought, and that if you are at fault, your rates will go up (and sometimes even if you're not at fault).
In California What happens to an uninsured driver who is not at fault in a car accident?
They are at fault, even if that fault is shared jointly. That car is not supposed to be on the roadway, period. Therefore, it's assumed the accident would not have happened if that car hadn't been there. The driver will be cited for driving without insurance, and the car will be impounded.
If both drivers in an accident are uninsured does it matter who was at fault?
Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility.
