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Do you have to call your insurance company if your car was not at fault?
Wiki User
∙ 16y ago
The terms of your Insurance Contract always require that you report an accident regardless of fault. This is because even though you do not consider yourself to be At Fault, the other driver may report the accident to them anyway. Better to be safe than sorry.
Wiki User
∙ 16y ago
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Whose insurance should I call if there was a car accident and it was their fault?
I would call their insurance, if you did not know who they are or they didn't have insurance, I would call your company and they can get the ball rolling.
What is the meaning of no fault car insurance?
No fault car insurance is coverage designed to compensate victims of car accidents via their own insurance company, regardless of which driver was in fault.
Should you contact the at fault insurance company for car damages?
No you don't have to call the at fault insurance company. You have to get the information from other driver, give this information to your insurance company/agent. You have to get the collision report from reporting center. If the damage is more than $1000 and somebody is injured too, you may call police and send the police report copy to your insurance co.
If you have insurance and are driving somebody else's car if you have a wreck who's insurance company do you call?
You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.
If an accident is not your fault do you call your insurance or the other person's?
Usually, you call your own. They will set up a claim and investigate it. They will usually pay for your car and recoup payment from the other insurance, or they will request payment from the other insurance company directly. In most cases, you will be in contact with your own insurance company.
What happens if the driver at fault hits a car and the driver at fault has no insurance will the car that hits you have to pay for your car?
If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the at fault driver. You can also sue the at fault driver for damages (if you do not have comprehensive).
Will the insurance company pay you for the use of your opther car while your primary car is damaged?
If you are not at fault, you can make the other persons insurance company compensate you for a loner car. If you are at fault, most insurance companies offer a loner car as an option to your insruance plan (increases your premium)
If you were in an accident with no insurance and it was not your fault but the other car at fault has insurance and was issused a ticket will there insurance company pay you or the bank?
The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?
Can a passenger in my vehicle come after my insurance company after an accident that was not my fault and the car that hit us had insurance?
If you have medical, yes because your medical under your car insurance covers your passengers, regardless of fault.
How can I claim my insurance if your car dies?
Call the insurance company.
If you were involved in a car wreck and it was not your fault and you did not rent a car because you own another car does the insurance company have to pay you for time lost on the wrecked car?
Depends, you have to ask your insurance company
What if you were in a car accident that was not your fault though you did not have insurance but the vehicle is insured?
If you are NOT at fault you have no responsibility and the vehicles insurance company that is at fault must pay all damages and costs including a rental car. If you are at fault it depends on the vehicles insurance policy if it covers alternate drivers.
