Yes you do. It is still considered an accident and it will affect your payments as well.
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
If you hit a parked car, the deductible applies to your vehicle, not the parked car. The other vehicle is covered by your liability coverage and there is no deductible attached. You pay the deductible on the repairs to your vehicle, usually to the shop after the work is completed, the insurance company handles the balance directly.
It is the liability portion of your auto policy that pays for the damage to another vehicle that you hit. There is no deductible to fix the other car.
More than likely, yes. The car was the responsibility of the person driving it at the time of damage, regardless of the circumstances. You are NOT liable for any part of the damage (including deductible) as long as you are driving with your friend's permission. No, you are not responsible for the damage.
Yes; as long as you have collision coverage for your vehicle. You will only be out of pocket for your deductible.
This would be dependent on the insurance you have. If you know who hit your car and have all of the pertinent information, you probably should not have to pay the deductible. If you don't know who hit your car, and your state and/or you do not have waiver of deductible insurance, then you would have to pay the deductible.
If your policy contains a Deductible clause then yes you will have to pay your deductible.
I can answer that ! Comprehensive!
If you do not have an uninsured motorist property damage coverage, your collision might be used to pay for the repairs to your car, in which case your collision coverage deductible will be used.
No, they don't pay your deductible and neither do you, a deductible does not apply to a hit and run.
No. But they won't pay for it of course. =)
Yes, this would be covered with your uninsured motorists coverage and all uninsured motorists sections have a deductible of at least $250 or higher for the property damage section of the UM coverage. If later on the person admits or some way it is discovered who hit the car, then you would get your deductible back when you company was reimbursed by the person or their insurance company.