answersLogoWhite

0


Best Answer

If you hit a parked car, the deductible applies to your vehicle, not the parked car. The other vehicle is covered by your liability coverage and there is no deductible attached. You pay the deductible on the repairs to your vehicle, usually to the shop after the work is completed, the insurance company handles the balance directly.

User Avatar

Wiki User

14y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: If you hit a parked car and the damage is over your deductible how does that work?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

If your car was hit and damaged while parked at work does the employer have any liability since you were parked on their private premisis?

even if it is a private parking lot they are not liable for any damage .well that's how it is in montreal.


How does no fault auto insurance work if you hit a parked car?

No Fault insurance ONLY deals with medical injuries to you if you are driving. No Fault has nothing to do with property damage liability. If you hit a parked car, then your Property Damage Liability coverage would pay to repair the parked car and your own Collision coverage (if you have it...it's optional) would pay to repair your car.


How does the deductible work?

Your deductible is the portion of the loss that you are responsible for paying yourself.


Is volunteer work in a Hospital tax deductible?

Volunteer work is not deductible. Otherwise, I would not owe any tax!


Is homeowner's deductible paid before work commences?

The company doing the work may require you to pay the deductible amount before they start doing the job.


How much hail damage needs to happen for an insurance company to pay for siding?

How much are you willing to pay for out of your pocket? There must be at least as much as your deductible. Say there is $501 worth of damge. You collect $1 after you come up with your $500 deductible. Be carefull when placeing HO claims. They can work against you.


If you ride the bus to work each day can you writ it off on your taxes?

No you cannot. The trip to and from your primary work location is not tax deductible. Any additional trips from work to other work-related locations are tax-deductible.


How does home owners deductible insurance work?

I assume you mean how does the deductible work. When you file a claim on any insurance, the insurance company will take out the deductible before it issues the payment to you. In many states the banks are protected and the check has to be made out to you and the mortgagee company.


How does your deductible work in home insurance?

The amount of a policy deductible on a homeowners insurance policy is chosen by the policyholder. Your policy deductible is the amount you are responsible for paying before the insurance company will payout for a claim. If you experience a loss to your dwelling or your personal property, your homeowners insurance policy deductible applies. The deductible does not apply to other coverages on the policy. If you experience a loss under your deductible, you will not be eligible for a payout. If your loss exceeds your deductible, your deductible will be deducted from your claims payout check.


Can a laptop get damage from over use?

Sure , any laptop have a certain possibilities , and can work for a spefic time , the laptop may slows down and get damage because of over use


Are you responsible for paying the deductible if the accident was in a work vehicle?

only if it was your fault


Can you claim gas to work on your income tax?

No. Commuting is a non-deductible personal expense. If you use your car for your job, such as running errands or driving between job sites during your work day, those miles may be deductible.