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Do you have to have insurance full coverage if you are not driving a car that you are still paying on?
Wiki User
∙ 13y ago
Yes & No. You still have to have liability coverage, which is the lowest type of car insurance, if you plan on driving another person's vehicle. Because, several years ago, I drove my friend's vehicle and the brakes went out and I rear-ended another vehicle. My friend did not have insurance on his vehicle, so my license was suspended for three months for no insurance. I advised the DMV that the vehicle wasn't mine! But, they told me that it doesn't matter! I should have had liability insurance anyways, if I was planning on driving someone Else's vehicle!
Wiki User
∙ 13y ago
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Do you still have health insurance coverage when unemployed?
Assuming you had health insurance when you were employed, you may continue that insurance through the COBRA program by paying the applicable premium. Those premiums will be much larger than the ones you were paying while you were employed.
Can anyone with insurance drive your car if it has business insurance?
No. Even if you have commercial insurance on your vehicles, you are still responsible for providing the insurance company with a list of drivers. If you do not notify them of the people driving the vehicles they can still deny coverage as you are not obeying the terms of the policy.
What do you do if your motorcycle is totaled in an accident with no insurance but you still owe on the bike?
you still owe on the motorcycle. that's why banks require full coverage at the time of the loan-so that they will get their money. Since there is no insurance company, YOU are responsible for paying off the loan.
Can people get car insurance if a spouse's license is suspended?
Yes, You can still get auto Insurance on your own.. It is common for people to exclude an unlicensed spouse from from coverage on their Auto insurance Policy. This way you don't get penalized for your spouses driving record.
Is thee a health insurance company in Wichita, KS that can provide international coverage?
Consumers in Wichita, Kansas save on their insurance by using Insurance4USA.com to shop for their health coverage. Fill out a quote request to compare your insurance rates with up to three providers in your area. If it has been a long time since you have reviewed your coverage, do it today. You may be paying too much, or not getting the coverage that you truly need. For example, if you leave a job, and are still under an employer sponsored plan (or COBRA), you could be paying thousands more, per year, than you have to for coverage you might never use. Request a quote to be sure that you are getting the best coverage for your situation.
If you have full coverage insurance and let a minor borrow your car will they still be covered?
If you have a minor driving your vehicle without having them listed on your insurance policy, then the insurance company will most likely deny any and all coverage if they should ever have an accident in the vehicle. You are not paying for insurance for them to drive the vehicle, so why should you expect them to pay the claim? You policy states that you agree to notify the company of all drivers and by not doing that you have committed material misrepresentation which means you broke the contract. If you broke the contract they are not liable to keep their part of the contract.
Can you still collect on your own insurance without paying the deductible after an accident.?
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
Can I legally cancel an insurance policy?
Yes. Insurance companies agree to cover the events listed in their auto policy for an agreed upon premium. If you stop paying the premium, they'll stop providing coverage. If the company has extended coverage on your behalf, you could still owe them money for "premium earned" after cancelling it.
If one has a bad driving record, is it possible to attain car insurance in the state of Virginia?
If one has a bad driving record, it is still possible to attain car insurance in the state of Virginia. The main problem is that you will end up paying a much higher premium.
What if you have full coverage insurance for your car and you have a single car accident and you have a suspended license does the insurance people still pay for it?
* wrong side driving car was total damage * drank liqueds and drove the car it is also pay *
Do you have to buy extra insurance for 16 yr driver while she's still driving with parent's supervision at all time?
There is no extra coverage you have to purchase based on age or supervision.
Can you get auto insurance without a vehicle?
If you do not own a vehicle you can still purchase auto insurance to cover you when you are driving borrowed vehicles and rented vehicles. Named non-owners insurance is a policy for individuals who drive borrowed cars and have a need for liability insurance. If you are required to provide an SR-22 to the DMV to keep your driving privilege and do not own a vehicle, named non-owners policies are the best solution. These policies will provide you with liability coverage in any car you do not own if you are found at fault for injuries or damage.
