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Do you have to be listed on your parents insurance coverage to be coverd by there insurance?
Wiki User
∙ 12y ago
You have to be either named or you have to fit the definition of a named insured on the policy.
Wiki User
∙ 12y ago
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Do you have to live with your parents in order to use their insurance coverage in an accident?
You do not have to live with them as long as you are listed on the policy.
Do you have to live with your parents in order to use their insurance coverage in an accident i had an accident with rental car my parents insurance would cover?
You don't have to live there as long as you are listed on the policy.
Is towing coverage provided on my auto insurance policy?
Some auto insurance policies do provide towing coverage. It is listed in your policy whether the coverage is provided or not.
What is certificate of insurance?
A Certificate of Insurance is a document issued from an insurance company that they use to determine the existence of insurance coverage under certain conditions granted to listed individuals. The effective date of the policy is listed on this document as well as the type of insurance coverage that was purchased.
How important is it for comprehensive insurance coverage to be listed on free auto insurance quotes?
It is important for comprehensive insurance coverage to be listed on a free auto insurance quote, so a person can get an accurate quote. A person would not want to expect to pay one amount and have to pay more.
Whose medical insurance covers your child if both parents are insured?
In order for your child to have insurance coverage, your child would need to be listed as a covered person on the policy, and a premium would need to have been collected for the child. Even if both parents are insured, if your child isn't on the policy and has not been considered as a portion of the premium, then there is no coverage.
Can you use your parents' insurance policy to cover a car that's in your name?
Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle. If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately. You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.
If a Father has motorcycle insurance on his motorcycle and his 19 year old son is not listed on the policy and drives the motorcycle would there be coverage if the son has an accident?
No, there will not be any coverage for the son as he was not listed on the policy and not paid the premium.(The coverage is for accidental damages to the driver). Bhanu
If you live with a roommate and don't have a car do you need to be listed on your roommates insurance or do you have to have some kind of insurance of your own?
some insurances allow coverage of an additional driver with coverage but you have to ask the agent to include this in the policy.
Who provides Home foundation insurance?
Your homeowners insurance does. Keep in mind they don't provide coverage for maintenance. Only the perils that are listed in your policy booklet.
If you have a licence but do not drive can your insurance company make you pay in Pennsylvania?
If you are a listed driver on an insurance policy then your characteristics will be considered in the rating of the insurance policy. Under some circumstances a listed driver will have very little if any impact on the premium. In other cases a listed driver will impact the premium significantly. Many insurance companies require that all licensed drivers in a household be listed and proper premiums be paid or excluded, in writing, from coverage. If you decide to exclude a licensed operator then there would be no coverage for that person on the insurance policy. I personally know of a situation in which an excluded person was allowed to drive the car to church on Sunday. There was an accident and all coverage was denied by the insurance company.
Will your entire roof be replaced when tree falls and damages only part?
No, your insurance contract specifies coverage for certain damages that result from the covered perils listed on your policy. Homeowners insurance can not provide coverage for things that are not damaged.
