Depends on the specific insurance and the type of structural damage. The question is to vague to be answered adequately here.
NO, generally not.
does the grant cover structural damage
Yes, but it does depend on what the cause of the structural damage was. You need to look at your schedule of covered perils. Home owners insurance policies generally provide coverage for sudden accidental losses such as Fire, Wind, Hail, Falling objects, etc. See your policy schedule for a list of covered perils.
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
No, your homeowners insurance does not cover AC maintenance issues. however, depending on the type of policy you purchased, it may cover resulting structural damage after you have completed the necessary repairs to your AC system.
Yes, home owners insurance will cover the cost of a fallen ceiling. The only time that they will not cover it is if it is due to neglect on your parent of not keep the roof properly maintained on your home and there are signs of damage.
The property is covered by the owners insurance only. If your trailer hit their property, their own insurance must cover it. If your trailer hits your own building, then your insurance will cover it.
HO insurance policies are typically all risk and as such would cover such loss
Yes. Your homeowners insurance policy typically provides coverage for your homes structure from losses ensuing from the perils defined.
Probably not. It should cover any damage done by the break, but not the break itself.