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Can your home insurance company cancel your insurance without notice?
Wiki User
∙ 15y ago
This vary from state to state. For the most part, the only time an insurance company actually 'cancel' your policy, there has to be a very valid reason..for example, the insured withholding information or committing fraud. Otherwise, most companies take a less severe method by non-renewing. Doing this, they provide the consumer with an advance notice to not renew the policy. The consumer is provided with ample time to secure coverage elsewhere.
Wiki User
∙ 15y ago
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Can an insurance company cancell your cottage insurance without reason?
No. Why would an insurance company cancel your policy without any reason? Depending on the state that you live in and the regulations in your state will determine how and under what circumstances a company would cancel your insurance policy. Normally they have to give you a certain amount of notice before cancelling your policy. For instance, if you fail to pay your premium the notice would be 10 days from the date they mail you the notice. If you have excessive claims or fail to maintain the property, they would have to non-renew the policy meaning they could not cancel it until the next renewal date and must give you 60 days notice for the non-renewal. Dates and reason vary based on the State you live in and the regulations.
Can an insurance company make you pay the remaining balance on a policy if you cancel without notice and find other coverage?
In some states this allowed but not all. It's best to check with your states department of insurance about local regulations.
I signed and application for Life Insurance and I cancell?
Yes, call the agent or insurance company and advise them of your intent to cancel. You may have to give notice in writing.
If you were rear-ended while running errands for work and your insurance cancelled you without notice is the other driver still liable for damages or what?
First of all insurance companies don't cancel policies without notice. Second, it doesn't matter if you had current coverage or not if someone else was responsible for the damage to your car. File the claim with the insurance company that was covering the at fault driver.
Can an insurance company cancel your policy because they are no longer underwritting for rottweillers?
Yes, but they have to give you advanced notice, 45 days in my state.
can a company who has a bussiness here in ohio drop your insurance without any notification?
Insurance companies generally can cancel a policy for any reason they deem fit, however, they are generally required to give 30 days notice before doing so.
Can an insurance company cancel your homeowners insurance if you refuse to install exterior stair rails?
As long as the contract itself has no specifically stated agreement that shows coverage is unconditional, then, as long as they give proper notice, an insurance company can cancel ANY insurance policy for ANY reason. Of course, if you disagree with the decision, you can always consult an attorney and go from there
Does your insurance company have to notify you before they cancel your auto policy?
Yes. Depending on the state and for what reason the policy is being cancelled, this determines the number of days that prior notice is required by the insurance company to provide to the policyholder.
Is it legal for a wife to cancel her husband's health insurance as well as his son's from a previous relationship without notice?
Are they still married? Separated? Divorced? If nothing else, the husband should get a notice from the Insurance Company about his COBRA rights. What does the divorce decree say? Once the divorce is final, the Insurance Company wouldn't consider the x-husband eligible anyway.
Is it legal for your company to cancel yopur insurance without notice while wife is pregnant?
Who is paying the insurance policy, you or the employer? If the insurance was part of your compensation package at work, I believe that you must be notified at least a certain number of days in advance of its being cancelled or withdrawn, so that you can obtain replacement insurance. Also, look into COBRA.
Can your car insurance be cancelled without prior notice?
No, your insurance will not be cancelled without prior notice. The insurance company is required to mail you a notice of cancellation to the address that is on your policy declarations page. The length of time of the notice is different depending on the reason for cancellation and the state regulations in the state that you live in. Remember that the insurance company is only required to mail the notice and not to tract you down if you have moved or don't open your mail, or don't check your mail. These items are your responsibility. Also, you know when your payments are due so if you haven't paid your insurance when required you might give them a call and check the status.
When you renew your car insurance fail to renew it cancel it the insurance company must notify?
In every state I am aware of, the insurance company sends you an offer to renew and a bill. If you don't pay it there is not a cancellation that is required to be sent out after that. Most companies send you more than one billing but they are not required to and you cannot blame the insurance company for this error. The renewal is the only time that you do no have a period of time after the payment due date. The renewal is also the only period that the company is not required to send you a cancellation notice with a cancel date on it because the renewal date is your cancellation date.
