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It really depends on the company. Some will cover the damages and simply non-renew you for allowing an unlicensed driver to have access to the vehicle. Others will deny the damages and non-renew you due to particular exclusions in the policy.

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Q: Can your auto insurance deny a claim if your unlicensed son was driving?
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Related questions

Can you file a claim with your auto insurance with a driving while intoxicated?

You can file a claim with your auto insurance even though you had a DWI. You may or may not get something. There is a difference between filing a claim and collecting money.


Can people get car insurance if a spouse's license is suspended?

Yes, You can still get auto Insurance on your own.. It is common for people to exclude an unlicensed spouse from from coverage on their Auto insurance Policy. This way you don't get penalized for your spouses driving record.


Is unlicensed driver in accident able to get insurance?

Driver's licensure is a condition of getting auto insurance.


Why drop an auto insurance claim?

Once you submit an auto insurance claim can your provider deny it?


If you have an accident while driving another person's car will your insurance or the owner's pay the claim?

Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.


What happens if an uninsured unlicensed driver is driving your insured car and has an accident?

If you have Auto liability Insurance and you gave this person perrmission to drive, The Insurer will probably have to pay the bill for the accident. The company will then probably have to promptly cancel your insurance coverage for allowing an unsinsured unlicensed driver to operate your vehicle. Your next Auto Insurance Policy premium will take into account your claims history and charge accordingly.


Do you need to include your non driving unlicensed spouse to your car insurance?

If your spouse has no drivers license and does not drive, then no, you don't have to include them on your auto insurance policy. Actually, they have to have a drivers license before they can be added to the policy.


If an unlicensed driver was involved in an accident in one of the vehicles on your auto insurance policy Will your insurance cover the charges?

Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.


While driving a tree fell on a car at a state park. Is the car covered?

You will have to file a claim on your own comprehensive auto Insurance. The comprehensive portion of your auto insurance policy would provide coverage.


Can you claim to an auto insurance if you had a minor car accident but you don't have a driver's license but your car insurance its on your dad's name?

Driving without a license is a crime. If you report that you where driving your dad's care without a license, you could get yourself into trouble, and put your dad's rates though the roof. Do not call the insurance company and tell them you where driving unlicensed. If you have your permit, and where driving legally with a licensed driver, and you had an accident in your dad's car, yes, you can report it and his insurance may cover it if he has that type of policy. If anything, your dad could report that he had the accident, though that would be dishonest.


How much do insurance rates increase after claim?

How much increase auto insurance after claim


Where would one go to process an auto accident personal injury insurance claim?

One would or could go to various places. These places include the DMV, or the auto insurance company which distributes their auto insurance to claim an auto accident personal injury insurance claim.