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Can you drive a family member's car if you are not insured on that vehicle?
Wiki User
∙ 18y ago
To my knowledge, most insurance companies cover the car, regardless of who drives it. But check your policy to be sure as this may not always be the case. Your insurance broker will be able to tell you for sure. If you are just a part time driver of the vehicle then you may not have to worry about your rates going up. Also, you may or may not have to be listed as a part time driver on your policy. Hope this helps.
Wiki User
∙ 18y ago
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My son owns a car that is not insured. can I purchace liability insurance for that car and drive it legal?
In most states insuring a family members vehicle is acceptable. If it is not in your state then the vehicle can be insured in the sons name with you as an additional driver.
What happens when you are driving a family members car and hit the same family members other car but you are not on their insurance?
If you are a permissive driver (given permission to drive the vehicle by the named insured), your accident would be covered under the owner of the car's policy. The insurance follows the vehicle, not necessarily the driver. You might want to check the owner's policy. I've seen a clause that specifically excludes damage caused by another vehicle insured by the same person.
Does a spouse have to be insured on your vehicle if they cannot physically drive it?
No.
Do you need insurance to drive your car home from an auto auction?
If you are looking to drive a vehicle home as the winning bidder then the vehicle must be insured. All vehicles must be insured to drive legally on our roads.
Can you be insured to drive anyones vehicle My daughter tells me that she can drive anyones vehicle and she is covered.?
Yes, it is possible to insure an individual and not just a vehicle.
Can your friend drive your car if you are both insured?
People are not insured. Vehicles are. In other words, it's not necessary for a vehicle owner to determine whether a potential driver is insured. The owner knows whether his car is insured. It is necessary, however, for a person who wishes to drive a vehicle to ensure that it is properly insured. I would not operate a vehicle unless I saw a valid insurance card for it.
Do you need insurance to drive someone else's car?
The car is insured not the driver however many policies have restrictions as to who may drive the insured vehicle.
How can you find out if someone is insured?
If its your own vehicle you can enter the reg number at www.askmid.com this will tell you if the vehicle is on the Motor Insurance Database. It will not notify you if the driver in question is insured to drive the vehicle. For use with your own vehicle only.
Can you drive a family members car if you have the same insurance company?
Sure, you can drive the car. It doesn't matter if you're registered or not. And because you are an insured driver, that makes it even better, even if you're not insured to drive that car. Having the same insurance isn't the issue. The issue is whether or not your state follows a "family doctrine purpose", which covers anyone in the immeadiate family regardless of who is driving, or follows an "ownership statute", which extends the priveledge to anyone driving the car with permission of the insured owner.
If i am insured and drive a vehicle belonging to someone that is not insured am i covered through my policy?
No. * i say Depends on your policy. Call your insurance person.
Can you drive your dad's fully comprehensive insured car with his permission?
It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.
What happens if you are insured but the car you're driving belongs to somebody else and the car is not insured?
In the UK, if you are insured fully comp for your own vehicle you are covered to drive any vehicle for third party damages, unless your policy states otherwise. Some policies allow you to drive any other vehicle fully comp. Check your policy.
