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Can the responsible party refuse to pay for damages if the person driving your vehicle was not on your policy and you have only liability?
Wiki User
∙ 11y ago
No, they can't refuse. Not having a person on your policy and having liability only doesn't mean that the responsible party is relieved from accountability.
File a claim with the other party's Insurance co, if not sue the other driver, as long as you can prove that they were At Fault.
Wiki User
∙ 11y ago
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Who is responsible for damages to your vehicle if a friend was driving and hit a telephone pole and he has only liability insurance?
It would depend on which state you reside in to determine the exact answer to your question, however
If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
Who is responsible for damages if you are not insured driving someone else vehichle?
The driver is always responsible. It is the drivers obligation to verify insurance before getting behind the wheel. If you have insurance on another vehicle you may have some liability insurance covering YOU when you get in someone else's vehicle. Check with your agent.
Are you responsible for the damages when driving a car not belonging to you and it is totaled and the only insurance is liability?
You may be, do you have a policy on a vehicle that has collision coverage? If so it may step in, check with your company turn in the claim. If no policy then the owner of the vehicle could sue of course, then will be a judge's opinion.
Driver become subject to liability insurance law when accident damages amount to?
You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.
Does the owner of a vehicle have any liability if the co-buyer has an accident while driving it?
You might. Many states have vicarious liability laws. Vicarious liability in this situation means that as the vehicle owner, you may be responsible for how the vehicle is used. You should consult an attorney licensed for your jurisdiction.
Who is responsible for damages if the vehicle isn't registered to person who hits another car but the person responsible bought it and hadn't transferred it yet?
The driver is always responsible for whatever happens to vehical he is driving
If you are driving personal vehicle for work purposes and had a car accident and you were at fault is the employer responsible for repair of damages to the vehicle?
No. If it was your own vehicle and you caused the accident then it is entirely your responsibility that the damage was caused and that you get it fixed.
If an underage driver with a permit wrecks another person's car whose insurance is responsible?
If the permitted driver was issued a violation then they are clearly at fault. The insurer of the vehicle he is driving has the primary liability, no fault states have special rules for the recovery of damages. If there is no insurance then the title holder of the vehicle the premitted driver was driving is liable, they may be able to recover from the minors parents.
If a minor gets in an accident driving a friend's car who is responsible for the damages?
The driver, as he's the one who caused the damage. The driver of a vehicle, whether a juvenile or the owner of the vehicle, damages city property with a vehicle, that driver is responsible for damages. Should it go to small claims court, you may have to sue both the parent and the juvenile, as some states vary with regard to parental responsibility.
Does liability insurance cover a stolen car?
Liability Insurance and the Stolen VehicleNo, Liability Insurance provides coverage for damages or injuries that we cause to others. It does not provide coverage for our own vehicle damages or theft.
When is liability needed?
When you cause an accident that damages another vehicle or hurts someone
