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Can the insurance show a claim from a previous owner of your home on your homeowners insurance record?
Wiki User
∙ 8y ago
It seems to me that this is reasonable. For example, if your home has water damage every time it rains, the insurance company would know your home is a higer risk from the property history. The good part is, you'll know too!
Typically when you have a homeowners policy the insurance company will run a loss history report to see what claims have been filed, they are really checking on your history of claim filing, if a claim comes up on the home you are purchasing it may be documented within the company but doest count against you.
Also, an NFIP flood policy will list all prior claims for that property on the declarations page.
Wiki User
∙ 8y ago
Wiki User
∙ 8y agoYes, they can. Essentially the insurance company wants to determine two things:
1) Are you a good risk?
2) Is your home a good risk?
To answer the first, they take a look at your personal history. To answer the second, they take a look at the history of the home you are attempting to insure.
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What are the Odds of making a claim on homeowners insurance?
1.5%
Do you claim slashed car tires on homeowners or auto insurance?
Slashed tires coverageYou will need to file the claim under your Auto Insurance policy. Your homeowners insurance does not pay for car damage. That's what auto insurance is for.
What if I don't claim I had a previous accident when buying new car insurance?
You might get better insurance rates if they don't find out you're lying. A new insurance company will likely check your driving record with your previous insurance companies though.
Can you change homeowners insurance companies if you have a claim with the old company?
Sure, So long as you disclose the previous claim to the new company. Failure to inform the new insurance company of previous claims is insurance fraud by omission of a known fact and is a felony offense. Should the new insurer find out that you intentionally tried to conceal the previous claims they can deny any and all coverage under the new policy.
What is fire insurance claim?
It is either a claim for a fire or it is any type of homeowners claims since homeowners policies used to be called fire policies.
What happens if i file a homeowners insurance claim?
Question was in error, ignore!
Does Wallside Windows accept homeowners insurance?
To make a claim with your homeowners insurance policy, you will need to contact your agent for details on how to proceed from there. In searching the Wallside Windows webpage, I did not see any indication that they accept homeowners insurance as payment.
If a person that has no auto insurance and hits you can you go after his homeowners insurance?
Will Homeowners Insurance cover an Auto Accident?No, Homeowners Insurance Policies do not provide coverage for Auto Accidents.____________________________________________________________________Other AnswersNo. If he wasn't insured on the car, then there is no way to claim any of his insurance on it. He will simply have to pay himself.
Branch fell on windshield auto or home insurance?
File the claim on your auto insurance. Homeowners insurance does not cover automobiles.
Can you get homeowners insurance from anyone after filing a sinkhole claim?
Possibly. Call an agent.
Can you file a claim against two homeowners insurance companies at the same time?
no
What discounts does Nationwide Mutual Insurance Company offer to their homeowners insurance policy holders?
If homeowners bundle their insurance polices they can receive up to a 15% discount on all policies that are current. For individual policies for homeowners insurance, there is a discount for every year that an individual is claim-free.
