If your lien holder repo's your vehicle, they can file a claim against your insurance for damage to the vehicle. The repo company itself would have no claim, because it's not their vehicle.
Preexisting Home DamageMost states only allow a maximum 2 year delay in filing a claim.There is no such thing as a retroactive claim. Homeowners Insurance policies "Do Not" cover preexisting damage and the claim should be filed with the Insurance company that was covering the home at the time the damage occurred.Other answersMost do however it depends upon the claim and what state you are in. Also the period of time cannot usually be over 12 months.
Pre-existing home damage.Retroactive in what way? the state of Kentucky?Homeowners Insurance Policies do not cover preexisting damage to a home.
Normally, the new insurer will want to photograph the car, especially if you are buying collision and comprehensive coverage. Since these are physical damage coverages, the insurer will want to ensure that there is no preexisting physical damage at the inception of the policy.
If the insurance is in effect when the damage occurred, the lack of registration shouldn't matter.
good way to get hit with an insurance fraud charge
HIRE AN INDEPENDENT APPRAISER. FROM INS AGENT IN TX
No, Homeowners insurance does not cover insect infestation nor preexisting damage to a home. Home insurance is for sudden accidental losses, not for home maintenance. This is a home maintenance issue and what an exterminator service is for. Part of any home maintenance plan should include an annual inspection by your chosen exterminator service company. Failure to maintain your home can be a reason for an insurance company to cancel or non-renew your home insurance policy.
If you purchased the rental company's insurance option then the rental company's insurance is responsible. If you did not purchase the insurance option, then YOUR insurance is responsible.
Contact your insurance company to see if they can repair your damage for free and get the bikers insurance details and their name and adddress if your insurance needs them.
Call your insurance company and get a claim started.
An insurance company offers insurance or protection to the public. For instance, if you want to protect your home from theft, fire and other types of damage you would purchase insurance.
towing company should have insurance