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If you are referring to incidental farming liability then the answer is yes. If you are talking about being in the farming business then no. If you are in the farming business then what you need is a "Farmowner's Policy" which can cover a home located on property that is also used for farming of any kind. Incidental farming usually means farming of 5 acres or less though the size may vary with different insurance companies. The main thing is that if you are in farming for a business then you need a farmowner's policy. It can cover a big or small farm and can cover equipment, farm animals and just about anything having to do with farming.
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What is typically covered in your house insurance policy?
The typical house insurance policy covers damage to your property and personal liability coverage. Damage to your property includes fire, lightning, tornado, and hurricanes.
Damage to property cause owners neglect?
Property damage is covered by a property liability insurance package. This applies to all incidents in which an automobile causes damage to another person's property such as a fence or house. If you do not have property liability insurance, the driver is responsible for covering the damages out of pocket.
What does renter's insurance cover?
Renters insurance will cover your belongings in the house, and will also cover you for any legal mishaps you have with the landlord. It is prudent to have it as if for example there is a flood your belongings would not be covered by the landlords house insurance.
Is it mandatory to have homeowners insurance after you pay off your house?
No. Unlike auto insurance, homeowners insurance is optional and is not mandatory if your house is paid for. Just keep in mind though, if your home is lost due to fire, tornado, etc., you will not collect any kind of recovery for the loss. Also, without a homeowners insurance policy with liability coverage, you won't be covered for liability damages should someone fall or be injured in some way while at your home.
Where do I find information on personal liability insurance?
Liability is the best option that you could choose to put on your house for insurance. M aybe you would like to try Progressive for your insurance to while you are at it.
What is covered by homeowners insurance if you are renting the house?
The dwelling Owners policy does not cover the property or liability of a tenant. Rental dwellings are covered under a Dwelling Policy that covers rental properties not a homeowners policy. If the tenant seeks coverage, the tenant must buy his own Renters Insurance Policy.
What is home insurance?
Home Insurance is Insurance coverage for your house, condo or apartment for your personal property and liability coverage for you. The insurance coverage for your house is also called homeowners insurance. The Homeowners isurance is an insurance package that has coverage for the dwelling, the others structures on your property, Loss of Use, Medical Payments and Personal Liability.
Can you just get liability insurance for a house?
Not likely. The owners liability coverage is generally an option under the home property insurance policy. I don't know of any insurance company that would sell Liability as a stand alone coverage for a home.
Will your insurance pay the medicare lien if the other parties insurance liability is not sufficient to cover the entire settlement amount?
No. I assume that you were in a car accident and that you had injuries. I assume that you had medical expenses that were not covered by insurance. I assume that you own a house and there is a lien on that house to pay the cost of the medical care. I assume that the insurance settlement took 2-3 years to settle. I assume that your settlement amount paid by the other driver's insurance policy was less than the cost of your medical care. There is no other "insurance" to rely upon to pay the cost of the medical are that was not covered by your insurance and that was not covered in full by the amount of money you received from the other driver's insurance company.
What does liability insurance for a coffee house cost?
You will need to contact some agents for quotes.
Does house insurance cover broken retainers?
No. that would be covered under your dental insurance plan.
You chopped tree down it hit house will your insurance cover damage or rebuild it?
Its too ambiguous to tell as it depends on the covered perils in your policy. Some policies cover falling objects or falling trees. As long as the policy does not have an exclusion for you actually chopping down the tree or something like that then it would probably be covered. If it hit your neighbors house then your liability insurance should most definitely cover it in that case.
