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Can a homeowners insurance company force you to use their contractor for repairs?
Wiki User
∙ 12y ago
No, an insurance company cannot force you to use their own contractor unless they invoke their option to repair pursuant to the policy. Take a look at your policy and ask the company if they are invoking their option to repair. If not, you are free to use your own contractor.
Wiki User
∙ 12y ago
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Can you do the home repairs yourself and get paid by homeowners insurance?
Just contact your Home Insurance Company and ask them about it. Many companies are fine with this for small claims or minor repairs.
How do I Collect the depreciation from Homeowners insurance claim?
If you want to collect the depreciation your insurance company withheld from your claim payment you must make the repairs to your home. After you make the repairs contact your insurance company and they should issue a check for the depreciation.
What is an insurance company's contractor of record?
There is no such thing. In the United States the insured has the right to hire whomever they want to effect the repairs.
What happens when the contractor starts thereting the homeowner that they are going to sell the homeowners personal property that the contractor put in storage?
When the general contractor makes a threat to a homeowner, about selling all the homeowners personal property, that the contractors have in storage. And the contractor has not finished the repairs on the homeowner's house. Can the contractor sell their property?
What can the insurance company do for you after the contractor takes the money and doesn't repair your house?
Not much. Your insurer provides funds for a covered loss. You choose your contractor that you want to do the work. It is the homeowners responsibility to hire a reputable (preferably insured) contractor to perform the repairs.
Do homeowners sue the contractor who did the work before Holmes comes in?
No, part of the TV show's budget is for repairs.
Can an insurance company deny a claim if it has paid a claim three times for a roof to be fixed and it was not fixed And will the new insurance company fix a roof after being with them only 3 months?
Yes, they can deny the claim. If a loss payout was already issued by an insurance company, it was the insureds responsibility to make the repairs with the funds provided. The company is not required to pay the same claim twice. If the insured fails to make the repairs you can not seek those same funds a second time. Also bear in mind the following 1. Your homeowners insurance policy is a term policy, usually a one year term. So your new insurance company would have no obligation to pay for claims for previous damage nor un-repaired damages that arose before the policy started. 2. Your Home insurance company also does not provide coverage for poor workmanship or quality on the part of your roofing contractor. This is why one should always hire a professional roofer and verify the the contractor has Insurance before allowing the work to proceed. If the roofer did a poor job resulting in failure of the roof or materials you will need to file claim against the contractors general liability completed operations insurance policy because the homeowners insurance company does not have to pay again for the same repairs. It is up to the homeowner to hire a qualified contractor.
Does homeowners insurance pay the full cost of repairs?
As with almost any insurance, it depends on your individual policy.
Can you sue your own homeowners insurance if they don't repair your house properly after a water leak?
Your insurer paid the bill presented by your chosen contractor who made the repairs you requested. That was all they were required to do. So, you could probably sue, but you probably could not win. If your repairs were performed substandard, your claim is against the contractor who did the shoddy work or your contractors insurer, not the insurance company who already paid the bill. The insurer is not responsible for the quality of contractor an insured hires nor are they liable for the poor quality of that contractors work. The insurer can not be made to pay twice for the same repairs. This is why it's important that you hire a reputable contractor and verify they are adequately licensed and insured (get a copy) before allowing any work to begin on your home.
Will homeowners insurance cover pool plaster repairs?
wear and tear, deterioration is not covered
can i be sued for not letting a contractor do the job after a insurance settlement. there is no signed contract, but he said because he came out when the adjusters made their final evaluations of my home, but there was also another contractor present also?
If you filed an insurance claim on the claim that you would use the money to make repairs and then don't do the repairs, this could be considered fraud. If that was important to the insurance company, they would not have issued the check in your name only.
Is there homeowners insurance for a home that needs repairs?
It depends on what type of repairs you are talking about and what type of insurance you need. I assume that you have been denied insurance due to the condition of the home, right? Talk with your agent or another agent and be up front about the situation. You probably will not be able to purchase homeowners insurance but may be able to purchase some other type of insurance on the home while you do repairs. Homeowners is only for a house that you as the owner currently live in and lack of repairs shows the company no "pride of ownership" which is a big deal. If you don't care about the house, this is not one they want to insure. Talk to the agent about the situation and it's best if you deal with an Independent Insurance Agent so that they will have several companies to choose from in helping you.
