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Can I get a cash settlement instead of repairing very minor damage done to my old car?
Wiki User
∙ 16y ago
Yes. In fact, most insurance companies will simply send you a check for the value of the damage rather than going through the hoops of getting it repaired.
However, if the damage is truly minor, your insurance rate will probably go up and it may be a better use of your money not to report minor damage at all and to fix it, if you choose to do so, out of pocket. Use insurance only for very large instances of damage.
Wiki User
∙ 16y ago
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