Most basic home insurance policies cover the perils of fire, storm, theft, and vandalism. You can get better policies also that cover many more perils, such a water, collapse, vehicle, etc.
Yes, vandalism is covered under comprehensive insurance policies. But if your deductible is too high, you may want to just pay for a replacement tire.
Not sure if this is what you meant to ask but the "open perils" insurance policy covers every peril or type of damage except for what is listed in the "exclusions" section of the policy. Most perils are "named peril" policies which only cover the perils that are listed in the policy.
It depends on the covered perils of your policy. On some policies there is coverage for water damage and on some policies water is not a covered peril or it is excluded.
It depends on your policy perils and exclusions. Generally home owners policies exclude motorized vehicles. ATVs usually have their own insurance policies if you want to get them covered.
I beliieve it does.
check the covered perils on your insurance policy. Most policies won't cover it
Yes, most home insurance policies cover wind damage. Wind damage usually affects the roof of your home only and can be evidenced by missing, torn, creased, or lifted shingles.
The car insurance that is required in Canada is, well, not much. All you need (Mandatory car insurance) is just general coverage. However, there is optional collision and comprehensive cover, for covering damage to your car, and also for covering theft, vandalism and other perils.
No. homeowners insurance covers resulting damages of the covered perils.
No. Homeowners Insurance does not coverage for automobiles.
The insurance policies that normally cover traffic accident compensation are vehicle insurance policies. To find out more, it is recommended to contact a local insurance agent.
It depends on the specific perils and exclusions of your policy. But generally speaking most insurance policies exclude any damaged caused by settling or earth movement.