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Most basic home insurance policies cover the perils of fire, storm, theft, and vandalism. You can get better policies also that cover many more perils, such a water, collapse, vehicle, etc.

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Q: Are insurance policies that cover perils such as fire storm theft and vandalism?
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Yes, vandalism is covered under comprehensive insurance policies. But if your deductible is too high, you may want to just pay for a replacement tire.


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