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How long do you have after a car accident to report and file a claim with the at fault's persons insurance company with no police report?
Wiki User
∙ 12y ago
With any claim, you will want to report the incident ASAP. When I've had incidents, I've always done it same day. Anyhow, your specific policy will let you know how long you have. and it's usually 30 to 60 days depending on the carrier. At any rate, you will want to contact your own insurance first and they should then contact the at-fault's carrier, unless you lack insurance which is completely dumb in the first place. The reason you will want to report ASAP is because most insurance companies require that you "keep the car from further incidents and damage" until the claim is settled and/or filed. The reason for this is to prevent fraud.
I think the first paragraph is explaining how quickly you should tell your own insurer. The question, however, seems to suggest that the person At Fault is another car driver and as such, in England and Wales, you have to commence a claim at court for personal injury within 3 years of the date of the accident.
Please see the link below for the process of making a claim which will include contacting the driver at fault and the motor insurers.
The standard wording in a personal auto policy offered in the US has no stated time period for the reporting of a claim. It will require that you are "reasonably prompt."
What reasonably prompt means varies by jurisdiction and circumstance so reporting to your insurance company ASAP is the safest thing to do.
Your policy will have a section that outlines your duties after an accident or loss. Failure to perform those duties can result in an automatic denial of your claim. So it is important to file promptly and to do the other things outlined in that section of your policy.
Wiki User
∙ 12y ago
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Can you collect pain and suffering in a no fault Kentucky state?
I just recently got into a motor vehicle accident about over a month ago. I am still going to P.T. and as far as my insurance agent has explained yes they are responsible for pain and suffering. I was told the no fault was your insurance had to cover 10k of your medical bills so your not stuck waiting on the other persons insurance company to start paying. Once the p.i.p. has been meet of 10k the rest goes to the at faults insurance company. I also recently got medical forms related to my pain and suffering letting them check my medical history but not sending those off until lawyer friend looks them over. I have had the worst time dealing with the at faults insurance company the stress alone has been awful. They keep you on the phone non stop for the first time in five years I have went over my monthly minutes on my cell.
If you were in a car wreck in a company vehicle and the at faults insurance only paid for half the bills who pays the rest?
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In what circumstances does your auto insurance cover you and the car if you are driving a friends car?
Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?
Are the three types of faults normal faults backward faults and slip faults?
No. Your terminology is close but not quite right. The three main types of faults are normal faults, reverse faults, and strike-slip faults. Strike-slip faults may also be called transform faults.
Who pays for damages and repairs and deductibles in an auto accident?
There are many scenerios to this one. It could be one person's fault or both parties faults and thus, if both parties were to blame their own insurance companies would deal with it. If it was the fault of the other person, then they are responsible for paying out repairs to the other vehicle or any bodily injuries.
Are auto accident faults evenly distributed between Democrats and Republicans?
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What kind fault lines are there?
There are 6 types of fault lines. Strike-slip faults, dip-slip faults, oblique- slip faults, listric faults, ring faults, and synthetic and antithetic faults.
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The two types of faults that can result in mountains are reverse faults and normal faults.
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Faults are created when tectonic plates are stretching or compressing. There are two types of faults which are normal and reverse faults.
