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There are three major credit agencies. They are Equifax, Experian, and TransUnion. Another one, Innovis, is also becoming part of their reign. When inquiring about your credit, make sure you are in touch with one of the main credit agencies. There are many smaller ones who get their information from the main agencies. You are entitled by the federal government to one free credit report per year. Get in contact with one of the main agencies for this free credit report, and open communication to begin to build your credit to a good credit score.

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Q: Reach Agreements With Credit Agencies
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What are good credit reporting agencies?

Credit reporting agencies are agencies who are dealing with credits.If you want to investigate somebody with regards to her or his previous credit performance, then credit reporting agencies are the place for you to approach.


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How do you report errors on credit report to various credit bureaus?

This article has links at the bottom for to dispute a credit error for each of the 3 credit agencies. http://www.ehow.com/how_2250756_contact-credit-reporting-agencies-online.html


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you can call your credit reporting agencies, you can also compare your three credit report from your credit reporting agencies this ezcreditrepairsolutions(dot)com(slash)credit(dash)report(dash)score(slash) from different credit reporting agencies, They provide a lot of great information for improving your credit score, and it worked well for me.


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