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A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.
No
Only with a court ruling against you, but you be served court papers before that can happen.
No, Wisconsin will not garnish a spouses wages to satisfy a credit card debt. Credit cards do not generally seek garnishments unless the amount is very large.
If you owe a debt to a bank they can seek a petition from the court to garnish your wages.