There are many reasons why bad credit would mean that one couldn't get a Visa credit card. The biggest reason why one would have trouble getting a credit card with bad credit would be that one has proven that they cannot pay off their debts in the past.
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One may obtain a secured Visa credit card direct from the US Bank. A secured Visa credit card is suitable for people who have bad credit scores and are looking to obtain credit while preventing their score from being further damaged.
No, the Discover Card is a completely separate type of credit card. It is not a VISA or MasterCard.
The visa debit card is used for any purchase you would normally make with your credit card. The difference is that the visa debit can be used just like a debit card and a credit card. It has the versatility of both. You can make purchases with this card wherever visa is excepted, there are no restrictions.
There are various ways to acquire a Visa credit card. One can use their checking accounts and have their ATM card double as a Visa credit card. Another way is to apply to banks a revolving credit line.
Visa Debit Card