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How can a person refinance an auto loan with bad credit?
There are some finance companies that will offer credit to people who have bad credit ratings. However caution should be taken as the interest is likely to be very high when choosing this option.
Why should credit be used wisely?
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What is the difference between Credit Consolidation and Credit Settlement?
In general terms, credit consolidation is used to structure a person's situation, so they can continue to meet financial oligations. Placing all debts into one payment that is acceptable and achievable for the debtor. Credit settlement, usually refers to the terms/amounts a creditor will accept for a debt. The consumer should always use caution when dealing with credit consolidation agencies, or those claiming to "settle your debts." Most are running their own "money making agendas" and not overly concerned about the welfare of the clients.
What types of cash substitutes should be used instead of a credit card?
cash substitutes
What should I do if my credit card doesn't have an expiration date?
If your credit card doesn't have an expiration date, you should contact your credit card issuer immediately to request a new card with an expiration date. An expiration date is important for security and to ensure your card can be used for transactions.
