Scrooge is scratch. The business people call him scratch possible because of his wealth and the word scratch may be a shortened word for scratch card.
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In "A Christmas Carol" by Charles Dickens, Scratch is not a character in the story. The main characters are Ebenezer Scrooge, Bob Cratchit, and the Ghosts of Christmas Past, Present, and Future. Scratch may be confused with another character from different story.