If someone was looking to learn how to get a credit card with bad credit, they need to look into classes. Lots of places nationwide will give classes/courses to people with bad credit trying to get access to a credit card.
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You can send someone money with a credit card if they have a PayPal account.
Yes.... a credit card balance is money owed by the card-holder to the company. Therefore it is a liability.
You don't need to have a credit card if you want to learn or know something about credit cards. Numerous websites offer free advice or information for people even if they don't have a credit card.
The major difference between a Platinum credit card and a standard credit card is that with a standard credit card credit limits are lower than what they would be with a Platinum credit card. Interest rates will differ as well.
Deductible expenses paid with a credit card would typically fall in the tax year in which the credit card payment was made, not when the credit card bill is paid off.