Information on turning bad credit into good credit card debts can be found on multiple credit advice websites. Some of the most well known include Experian, TheMoneyBroker and MoneySavingExpert.
In California, credit card debt does not automatically pass to a deceased person's heirs. The deceased person's estate is responsible for paying off any debts, including credit card debt. If the estate does not have enough assets to cover the debt, creditors typically cannot go after the deceased person's family members. It is advisable to consult with a legal professional for specific advice on handling credit card debt in an estate in California.
Just because your name has changed doesn't mean that you don't have to pay credit card debts. They are still your debts to pay.
Credit card consolidation works by putting all the debts from your credit card into one debt. This makes it easier to keep track of your debts and can often give a lower interest rate than having different debts for different cards.
In the UK individual needing advice and help with credit card debts can contact the Debt Centre online with details of their problem. An advisor will then respond with help and advice re consolidation, freezing of interest or other methods of assistance.
That phrase: "Not valid unless signed," is a credit card company requirement, NOT a legal requirement. Believe me, they will tkae you to court and make you prove that it is not your signature on the credit card slips.
My advice is to talk to your banker. Someone with a bad debt credit card should not have another credit card until they have paid off any debts before they further it. Companies will give you prepaid debit cards for people in this situation.
Yes, the estate of the deceased is responsible for all debts, including the collection of legal fees as allowed by judgment or law.
Before you worry about a credit card, I'd suggest you work on your English grammar and spelling. If you are not of legal age to be responsible for your debts, then yes, you WILL need a co-signer.
Having a credit card balance of zero on a credit card is a good thing. It means one has no debts to the credit card company, which also means that no additional interests will be charged. If one either has not used a credit card or has paid all open debts and interests, they would have a credit card balance of zero.
I am so in debt and I am worried about paying my credit cards. Where can I get advice on credit card debt solutions?
It is still bad credit history.