The first place I would start is your banking institution. Make an appointment with your bank and they will be able to give you reliable information and help you towards your goal. They will set you on the right path to fixing your credit.
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You can get credit repair help from credit counseling agencies, financial coaches, or credit repair companies. It's important to research and choose a reputable and legitimate service provider to ensure you receive accurate guidance and support in improving your credit score. Be cautious of any service that guarantees a specific outcome or requests payment upfront.