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There is no legal way to clear bad credit from a credit report if the bad credit is factual. Repairing credit, however, can be done, but it takes a lengthy process to show creditors that payments can be made and be made timely. However, if the bad credit information is not correct, it simply involves contacting the three major credit reporting agencies for information. Experian, TransUnion, and Equifax all have specific ways to notify them of incorrect information.
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