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Information on fixing a bad credit merchant account can be found online. Websites such as 'Instabill', 'High risk-Merchant Account', and 'Emerchantbroker'.
You can find information about merchant service accounts by looking on the internet as well as calling a local bank or company that deals with these types of accounts. An example of a place where you can get a merchant account would be paypal. That is a commonly used sight for making payments and you could contact them about setting up an account. Another place to learn about them is at a library. There are many finance books in a library.
A person can find information on merchant account credit card processing from several different places. Some of these places include Shopify and Wells Fargo.
Yahoo! Small Business provides information about merchant accounts and how a person can get one. Advanced Merchant Services, Fast PC Networks, and Merchant Council also provide information about merchant accounts.
You contact a merchant company like Paypal or Merchant focus, and apply for your merchant account. Once approved you can start using it. There is more then the two companies mentioned above that provide merchant accounts.