There are many ways in which one can find a lender for bad credit. This includes the use of money comparison sites as well as reading blogs and asking in forums on the topic.
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It is possible to refinance a loan even with a bad credit rating. There are lenders that specialize in this, so one must do a little research to find a lender in a particular area.
If one has bad credit, refinancing a loan might be difficult. One should first find out his/her credit score, and then research and shop around to different lenders. Then one should pick the lender that offers the lowest rate.
One who has bad credit may get a personal loan from the lender "Chron". They do not perform a credit check and try to help people who are struggling get ahead.
In the eyes of some lenders, yes. I had trouble getting a car loan last year because I had no credit. One lender told me that no credit is often viewed the same way as bad credit.
There are a few mortgage companies that one can use even if one has bad credit. The downfall of this is that you will need to have a cosigner, and will likely have a higher interest rate.