Yes, if your insurance on your cell phone covers it.
If a person wants insurance on their phone, they should be able to get it through their cell phone provider. One company that provides insurance outside of the provider is called GoCare.
Most teenagers have cell phones so that they can talk and text their friends. If you have a teen with a cell phone, you should be sure to purchase mobile phone insurance. The insurance will protect your teen's phone if it gets wet or damaged. It will also cover the cell phone if it is lost or stolen. The cost of the insurance is much cheaper than replacing a cellular phone, as many cell phones cost hundreds of dollars to replace. Most mobile phone insurance plans cost less than five dollars a month.
Coverage to replace your cell phone if it's lost or damage. It may have a deductible.
Cell phone insurance plans do replace your phones but at a discounted cost. It is similar to health insurance, in the way that you have a copay for your phone. You will not have to pay the full price of a new phone, but only a percentage.
There is a number of companies online that sell cell phone insurance. Some of them are: my gadget buddy, square trade, go care, insure my mobile phone and outsurance.
get rid of the phone kill it if you have to but first get insurance on it
If you have purchased a cell phone lately you know how expensive they are. Cellular providers offer insurance on all of their phones. Many people aren't aware that the store you purchased your phone from may offer insurance as well. If you opt for insurance through your provider you are going to pay a monthly fee for the insurance. This fee is noted on your cell phone bill. If you purchase your phone from a company that offers many phones and many choices of cell phone providers you may be able to get insurance from the store. This insurance is a one-time fee and sometimes covers your phone completely. This means if your phone breaks you can return it to the store and get a new one with no co-payment fee.
In California a cell phone ticket is not considered a point, however your insurance will go up about 5-10 more a month. (depending on your insurance carrier)
Cell phone insurance is offered as an add on to the phone's warranty. It usually protect againts loss, theft and accidental damage. A warranty does not protect your phone from those things. The following link provides more information regarding this topic, http://www.msnbc.msn.com/id/16637188/ns/business-consumer_news/t/do-you-really-need-cell-phone-insurance/
It is very unlikely that your homeowners policy would cover cell phone damage, even if it did, your rates could go up for such a small claim amount that it would not be worth it. Cell phone insurance can vary from carrier to carrier, make sure you read the fine print to see if it is worth the price they charge.
When purchasing a new cell phone, most providers will try to sell customers cell phone insurance for a monthly fee. This insurance allows customers to pay a reasonable deductible for a replacement phone, rather than purchase a brand new phone if they lose or break their device. Whether you need this insurance depends on two things: your cell phone and whether you tend to lose your phones. If you use a very cheap model, insurance will be a waste of money. However, if your phone would cost hundreds to replace and you have a history of losing phones, than insurance is a good idea. Most people would rather pay a small monthly fee and deductible than pay hundreds of dollars to replace their cell phone.