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What was the name of Ebenezer Scrooges clerk?
Bob Cratchit
Does Bank of America offer a savings account especially for saving cash for Christmas gifts?
Bank of America does not offer savings accounts especially for Christmas gifts, but you are free to open as many accounts as you would like and you can name them accordingly.
Loan Clerk?
Loan clerks are employed by banks to interview customers and help them apply for loans, guiding them through the application and contract process. Clerks also help loan applicants understand what is necessary for a loan to be approved, as well as how to address any financial issues that may prevent the loan from being granted. Loan clerks are well versed in all loan types and parts of the approval process specific to the bank they work for, in order to answer questions and provide service to the customer. Loans that clerks work with include automobile, home mortgage, and commercial business loans. The data collected by loan clerks from the customer includes name, address, and basic personal information such as credit and employment history, and a list of individual assets such as real estate. After the information is collected, loan clerks will verify it with credit and reference checks, and then determine if the loan should approved by using specific underwriting software. Once this process is finished, loan clerks meet with bank managers to decide whether or not to grant the loan. In some cases, such as large commercial loans, the application may be approved using other, more involved methods such a collaboration of loan institutions. The loan clerk guides the customer through every stage of this process. Working at a bank as a loan clerk is a 40 hour standard week desk job, with the chance for after-hours time being needed where there is a large influx of customers or an increased demand for loans. Education wise, loan clerks have at least a high school degree, with a college degree not necessarily required depending on the bank. Typically, loan clerks have worked their way up from within bank, often starting first as bank tellers. There is no special licensing required for being a basic level loan clerk, however there is certification necessary to work as a home mortgage loan officer. Additionally, commercial loan officers may be required to have a degree in economics or finance. Most loan clerks work at commercial banks and credit union, typically in cities and the surrounding area. In smaller banks, loans may actually be handled by the bank’s branch manager instead of by loan clerks or loan officers. Starting salary on average for loan clerks is around $30,850, with an average of around $39,710 to $76,860 depending on bank, location, years worked, and exact position.
Name of the occupation that does payroll?
There are many job functions in payroll. In a small company, the owner's wife may be the office manager which includes calculating and writing payroll checks and paying taxes. In a larger company, there may be a payroll clerk who reports to an accountant, or a payroll department with a Payroll Director, a Payroll Manager, many payroll supervisors, payroll specialists and payroll clerks. Each has different job functions. The payroll process can be housed in Accounting or in Human Resources.
What is name of legal name of entity?
fat hobo
